My take on masks.

[Patrick]

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Go ahead and stop using communism among your own family. Stop giving food to family members who cant pay the maximum price you set for dinner. If an elderly member is not able to take care of himself and he cant pay, leave him out in the cold. Every kid should be considered in debt from the moment they are born due to the parental care they receive - to be paid back later with interest, from market rate. Maximize your profits in all your dealings within the house. Sub-lease the usage rights to bathroom and other utilities to family members via auction - the one who makes the maximum bid gets the most usage and others are forced out.
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Hey, you're giving out advice targeted at planet Ferenginar.  This is Earth and this planet has not yet reached such exquisite use of accounting.  

My husband always jokes about humanity at this stage more accurately being reflected in Ferengi culture. Some are pretty close.

Yes and to think that by now I thought we would have an economy closer to that of the Federation than that of the Ferengi.  But people are just not ready to stop using money, there's even a backlash against a sharing economy.  I thought we would a least implement a UBI, but nope there's a backlash against that as well.  People believe we would need to finance a UBI, while money is now a completely virtual concept and governments could have a UBI in place without any "costs" to society.  Ah well.  If we collectively like seeing our other selves wallow in poverty even knowing all the alternatives that are available.  There isn't much that can be done.  We can't even accuse the Elites, because people vote for those that promises to maintain the status quo or even to revert the small advancements that are sometimes made.

The concept of money has to be one of the most successful teachings the negatives can bring to a society.  It practically does the work for them once in place.