Very stressful situation for sure CA. sorry you are dealing with all this. Can I make a few comments.
1. remember you have youth on your side. You have time to fix all this.
2. unfortunatley you may have to pay off those loans before you can afford to move out on your own. You cannot successfully skirt around creditors and the government in this system
Instead of transferring money to your mothers account why not contact the creditors and try to renegotiate payment options so you can start witting that down and let your tax status be legit. Any business you start if you have the money going to an account in a friends name they very likely will be in trouble if they do not claim the deposits made to your account as their own income so unfortunately that has to be dealt with,
Is there anyone you could ask to assist you in that? I hope the jobs you are looking at turn out to be for you but remember sometimes we have to do stuff we don't want to just to survive. My business... I used to puke and yes cry on the way to every single stop... that would be 3-5 stops a day and dear god I was so stressed and scared but there were only worse alternatives so I just did it even though for the first 2 years it basically wrecked me emotionally sometimes there are no other options. Its still hard on me 9 years later but it gets easier as time goes on.
Anyways I am sorry you are facing tall this, just remember you arent alone but you need a plan to be legit $ wise or things are only going to get worse,
You can do this, have more faith in yourself.
1. remember you have youth on your side. You have time to fix all this.
2. unfortunatley you may have to pay off those loans before you can afford to move out on your own. You cannot successfully skirt around creditors and the government in this system
Instead of transferring money to your mothers account why not contact the creditors and try to renegotiate payment options so you can start witting that down and let your tax status be legit. Any business you start if you have the money going to an account in a friends name they very likely will be in trouble if they do not claim the deposits made to your account as their own income so unfortunately that has to be dealt with,
Is there anyone you could ask to assist you in that? I hope the jobs you are looking at turn out to be for you but remember sometimes we have to do stuff we don't want to just to survive. My business... I used to puke and yes cry on the way to every single stop... that would be 3-5 stops a day and dear god I was so stressed and scared but there were only worse alternatives so I just did it even though for the first 2 years it basically wrecked me emotionally sometimes there are no other options. Its still hard on me 9 years later but it gets easier as time goes on.
Anyways I am sorry you are facing tall this, just remember you arent alone but you need a plan to be legit $ wise or things are only going to get worse,
You can do this, have more faith in yourself.
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